The masonry insurance specialists
General liability and tools & equipment coverage โ built for how masonry crews actually work. Brick, block, stone, and concrete. Solo operators, crews, residential, commercial.
No spam. Same-day coverage is typically available, and your certificate of insurance is issued instantly after you bind.
Get your free quote
Step 1 of 4How it works
Brick, block, stone, or a structural and veneer mix โ a couple minutes of questions built around your actual jobs.
Licensed agents build your quote and shop it across multiple carriers โ typically back the same business day.*
Review the coverage and enroll whenever it works for you โ no waiting around, no site visit required.
Once you bind, your certificate of insurance is issued instantly โ ready for the GC or property owner before your crew is back on the scaffold.
*Quote turnaround is typical during normal business hours and may vary. Coverage, same-day availability, and eligibility are subject to carrier underwriting and approval.
"You're setting brick and block that has to carry real weight for decades โ a wall, a chimney, a foundation. Your coverage should be built with the same permanence you build into every course."
Coverages
Plain-English protection, matched to your real exposures.
The foundation. Responds to third-party bodily injury and property damage โ a scaffolding fall injures a passerby, mortar overspray damages a client's driveway, or a wall under repair partially collapses mid-job.
Inland marine coverage protects your mortar mixers, saws, scaffolding, and hand tools โ whether on the job site, in your truck, or in transit. Standard property policies don't follow your gear.
The truck or trailer you use to haul brick, block, and stone. Personal auto policies often exclude business use โ we'll help you review whether you need commercial coverage.
Covers personal, leased, or rented vehicles used for business purposes by you or your employees โ often required by GCs and property managers.
Masonry crews lift heavy material and work at height on scaffolding โ most states require this coverage once you have employees. We'll help you determine what's required.
Blanket additional insured and waiver of subrogation endorsements โ the coverage language most GCs and property owners require before a masonry crew steps on a multi-trade job site.
Coverage descriptions are general summaries. Actual coverage is governed by the policy issued and is subject to underwriting, terms, and carrier availability.
Who we insure
Chimney repair, patios, retaining walls, and brick veneer work in homes.
New construction, multi-unit buildings, and commercial masonry crews.
Licensed contractors managing crews, subcontractors, and larger structural projects.
One-person operations that need GL fast โ often for a specific job or client.
Natural stone work, historic tuckpointing, and restoration masonry.
Just starting out? New ventures welcome. Get covered from day one. โ
Wondering about price?
Your premium depends on revenue, number of employees or subs, whether you do structural or veneer work, and the states you operate in. See what drives the number โ and what you'd likely pay.
See the full cost breakdown โFAQ
Tell us about your business and our licensed agents will build your custom quote โ typically back the same business day. Review your quote, enroll yourself, and your COI is issued instantly after you bind.
The specialist insurance program for masonry contractors.