๐Ÿงฑ Masonsurance Get a Quote

The masonry insurance specialists

Insurance for Masons, Bricklayers & Stone Contractors

General liability and tools & equipment coverage โ€” built for how masonry crews actually work. Brick, block, stone, and concrete. Solo operators, crews, residential, commercial.

No spam. Same-day coverage is typically available, and your certificate of insurance is issued instantly after you bind.

Get your free quote

Step 1 of 4

What type of masonry work do you do?

How is your business structured?

Where do you operate, and what coverage do you need?

Do you need tools & equipment coverage?

Last step โ€” where do we send your custom quote?

Our licensed agents build it and send it back for you to review and enroll. No spam, ever.

By submitting, you agree we may contact you by phone, text, and email about your quote, and to our Privacy Policy and Terms. Consent isn't a condition of purchase.

โœ“ No spam โœ“ Same-day coverage typically available โœ“ Independent specialist agency โœ“ Instant COI after you bind

How it works

From form to covered โ€” fast.

01

Tell us what you build

Brick, block, stone, or a structural and veneer mix โ€” a couple minutes of questions built around your actual jobs.

02

We shop it across carriers

Licensed agents build your quote and shop it across multiple carriers โ€” typically back the same business day.*

03

Bind between jobs

Review the coverage and enroll whenever it works for you โ€” no waiting around, no site visit required.

04

COI before your next job starts

Once you bind, your certificate of insurance is issued instantly โ€” ready for the GC or property owner before your crew is back on the scaffold.

*Quote turnaround is typical during normal business hours and may vary. Coverage, same-day availability, and eligibility are subject to carrier underwriting and approval.

"You're setting brick and block that has to carry real weight for decades โ€” a wall, a chimney, a foundation. Your coverage should be built with the same permanence you build into every course."

Coverages

Coverage tailored to how masons operate.

Plain-English protection, matched to your real exposures.

General Liability

The foundation. Responds to third-party bodily injury and property damage โ€” a scaffolding fall injures a passerby, mortar overspray damages a client's driveway, or a wall under repair partially collapses mid-job.

Tools & Equipment

Inland marine coverage protects your mortar mixers, saws, scaffolding, and hand tools โ€” whether on the job site, in your truck, or in transit. Standard property policies don't follow your gear.

Commercial Auto

The truck or trailer you use to haul brick, block, and stone. Personal auto policies often exclude business use โ€” we'll help you review whether you need commercial coverage.

Hired & Non-Owned Auto

Covers personal, leased, or rented vehicles used for business purposes by you or your employees โ€” often required by GCs and property managers.

Workers Compensation

Masonry crews lift heavy material and work at height on scaffolding โ€” most states require this coverage once you have employees. We'll help you determine what's required.

Additional Insured

Blanket additional insured and waiver of subrogation endorsements โ€” the coverage language most GCs and property owners require before a masonry crew steps on a multi-trade job site.

Coverage descriptions are general summaries. Actual coverage is governed by the policy issued and is subject to underwriting, terms, and carrier availability.

Who we insure

If you set brick, block, or stone for a living โ€” you fit here.

Wondering about price?

Many masons pay roughly $500โ€“$1,400 a year for core coverage.

Your premium depends on revenue, number of employees or subs, whether you do structural or veneer work, and the states you operate in. See what drives the number โ€” and what you'd likely pay.

See the full cost breakdown โ†’

FAQ

Questions masons ask us

Get a quote built for your masonry business.

Tell us about your business and our licensed agents will build your custom quote โ€” typically back the same business day. Review your quote, enroll yourself, and your COI is issued instantly after you bind.

The specialist insurance program for masonry contractors.

Get a Quote